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Property Insurance

Coverage Tailored to the Hospitality Industry

  • “All Risk” limits of $600 million per occurrence, shared by all members
  • Replacement Cost coverage for real property, personal property and business interruption
  • Coverage for:
    • windstorm
    • boiler & machinery
    • ingress and egress
    • flood/earthquake
    • civil authority
    • historic properties
    • unique assets, such as plants,  trees, shrubs, lawns, and golf courses
    • fine arts
  • Terrorism Coverage, up to $100 million per occurance
  • Builders Risk
  • Loss Control Services - RHA spends more than $300,000 annually (12% of our operating budget) to support members’ loss control efforts
    • Facilitation of disaster recovery and claims handling
    • Use of a dedicated claims adjuster
    • On-site loss control assessments (at no cost to member)
    • Training opportunities, including on-site, webinars and educational sessions at our Annual Conference

For additional information on this, or any, of RHA's Insurance Programs, contact David Kean at david@rhainsure.com or 804-525-2029.