- Directors & Officers (D&O)
- Employment Practices Liability Insurance (EPLI)
- Fiduciary Liability
- Features not commonly found in the marketplace:
- Insureds can combine limits or purchase separate limits
- Coverage extension for Federal Immigration and Nationality Act
- HIPAA coverage extension
- Wage & Hour defense costs - Fair Labor Standards Act
- Third party liability coverage
- Access to online human resource loss prevention, including expert HR counsel, sample HR policies and online training
Download the Hospitality Best Practices on Directors and Officers Liability Coverage.
Download Wage & Hour Best Practices White Paper.
RHA offers an insurance solution to our members interested in addressing the exposures related to cyber liability. The RHA program provides first and third party cyber coverage for emerging cyber exposures, complemented by pre and post breach services.
- Limits are available from $1,000,000 to $25,000,000, and deductibles start as low as $10,000.
- 24-hour data breach hotline is available
- Worldwide Coverage
THIRD PARTY COVERAGE:
- Data Security and Privacy
- Payment Card Industry
- Cyber Media
- Technology E&O (available by endorsement)
FIRST PARTY COVERAGE:
- Data Breach Response Coverage includes:
- Crisis Management and Reward Expenses
- Forensic and Breach Counsel Expenses
- Notification and Monitoring Expenses
- Data Restoration Expenses
- Business Interruption / Extra Expense
- Reputation Risk
- Ransomware Extortion
- Cyber Crime
- Social Engineering
Berkley Cyber Risk Solutions Policy Features
RHA’s Pollution Legal Liability Insurance covers key exposures, including:
- Mold / Microbial Matter
- Laundry Operations
- Dining / Food Service Operations
- Golf Courses
- Landscaping / Pesticide Application
Our specialized environmental claims handling capabilities include claims managed by attorneys with extensive relevant experience, a 24/7/365 capability to respond to your environmental emergencies with access to a nationwide network of consultants and remediation contractors, and a proven network of attorneys specializing in environmental matters. For true emergencies, generally an event giving rise to an immediate threat to human health or safety and to the environment, our Response and React Program (R&R is available).