Property Insurance

Coverage Tailored to the Hospitality Industry

The RHA Property Program provides exceptional coverages for real property, personal property and business interruption.

• Limits of $300 million per occurrence
• Replacement Cost Coverage for real property, personal property and business interruption
• Terrorism Coverage, up to $100 million per occurrence
• >>Historic Valuation policy
  The value of your resort goes far beyond the walls of the building or the land it sits on. Artisan craftsmanship, ornate ceilings and historic paneling all contribute to making your property unique. But what happens when a one-of-a kind fresco gets damaged? Or the integrity of an architecturally important chimney is compromised?
  
  Resort Hotel Association’s Historic Valuation policy wording was created for resorts that want to protect their historic structures and rare pieces. Tragically, it is impossible to replace them. But with this policy wording insured resorts have discretion as to how the damaged property will be repaired, rebuilt, or replaced based on the value of the original piece. You control the materials, the workmanship, and the design*.
  
  So, while we can’t turn back the clock on an event that damaged your valuable property, we can help you move forward with the best replacement possible. To learn more about our Historic Valuation policy wording, contact Melanie DuPriest at melanie@rhainsure.com or (804) 525-2029.
  
  * Reimbursement based on predetermined value of the item(s).

Coverage for:

• Windstorm
• Boiler & machinery
• Ingress and egress
• Flood/earthquake
• Civil authority
• Unique assets, such as plants, trees, shrubs, lawns, and golf courses
• Fine arts